Via Sports By Brooks, here's a video apparently shot in February 2000 from an incredibly rude (but amusingly inquisitive) fan who ran into Bill Cowher and his wife on an undisclosed tropical locale.
Cowher wins considerable points here for resisting the temptation to shove this guy's camera down his throat ... particularly when he jokingly he accuses Cowher of adultery right in front of his wife. We suspect this will happen in Carolina all the time.
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Candid Camera Guy Not Shy About Insulting Bill Cowher's Wife [Sports By Brooks]